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Legal Blog

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Commercial Property Damage

How to Handle Sinkhole Formation on Your Property

Sinkhole formation is a frequent problem that homeowners in Florida face. Because of their prevalence, it is critical to learn how to handle a sinkhole on your property. Read Klotzman Property Damage Law’s blog to

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Business Interruption

What Is Business Interruption Insurance?

When you started your business, you likely weren’t thinking about lost income. However, natural disasters can significantly harm your company. Read Klotzman Property Damage Law’s blog to learn more about business interruption insurance. What is

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Hurricane Damage

Protect Yourself From the Path of a Hurricane

Severe weather is, unfortunately, typical in Florida. Since the state is especially vulnerable to hurricanes, avoiding any potential dangers is crucial. Read Klotzman Property Damage Law’s blog to learn more about protecting yourself from the

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Florida homes damaged by hurricane, preparing for hurricane season concept
Hurricane Damage

How to Prepare for Hurricane Season

Florida is often a victim of the Atlantic hurricane season. These storms can bring catastrophic devastation, so it’s crucial to prepare for the damage to come. Read Klotzman Property Damage Law’s blog to learn more.

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Lawyers reviewing homeowners’ insurance coverage policy on a laptop
Homeowner's Insurance

What Homeowners’ Insurance Covers

If you’ve ever considered buying a home, you’ve likely heard about homeowners’ insurance. This type of insurance is crucial in protecting what is probably your most significant and most expensive asset. Read Klotzman Property Damage

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Boat Damage

Florida’s Boat Safety Guidelines

From the coastlines to the swamps, spending time on the water is a pastime that many Floridians enjoy. But between the thrill and excitement, it’s crucial to remember Florida’s boat safety guidelines. Read Klotzman Property

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Boat Damage

Common Boat Insurance Exclusions

If you own a boat, as many Floridians do, it is critical to have insurance. But just because you have insurance does not mean that you are automatically covered for every incident. Many boat insurance

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Concept of duty to mitigate, sandbags protecting house door in a flood
Homeowner's Insurance

What Is a Duty to Mitigate Loss?

A hurricane has wreaked havoc on your town, causing significant damage to your window. The great news is that it’s covered by your insurance policy. But rather than fix the window, let’s suppose that a

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Water damage insurance concept, man holding a bucket under leaking ceiling
Water Damage

What’s Covered When There is Water Damage?

Homeowners can suffer water damage for a variety of reasons, from a broken water pipe and inefficient sewage lines to hurricanes. In Florida, water damage is actually relatively common, as Florida is the lowest point

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